Credit Officer

Foreign Trade Bank of Cambodia (FTB) is Cambodia's first and foremost bank. It has been providing customers with safe and reliable banking services for over 38 years. With our head office in Phnom Penh, we currently operate eleven branches and office in Phnom Penh, Sihanoukville, Siem Reap, Battambang and Kampong Cham province and plan to continue expanding our distribution network. In order to cope with the growth, we are looking for highly motivated and qualified candidates to join with our “Employer of Choice bank”:

Working in Credit Department and FTB Branches, this role has prime responsibility for growing our loan portfolio by determining the financial need and providing solutions to our clients.  The position has wide-ranging responsibilities, including building relationship with clients, analyzing the financial data, writing loan proposal/memo, and managing our growing loan portfolios.

Main Duties

• Develop and generate sales opportunities with both new and existing customers
• Build and maintain relationship with new and existing customers
• Promote  the Bank’s products  and services among target customers
• Meet and collect information from customers for loan applications
• Work with new and existing customers to understand their businesses and determine options to support them
• Perform credit analysis in accordance with the Bank’s Policies and guidelines
• Prepare and execute loan contract and other related legal documents
• Handle customer complaints and take appropriate action to resolve them
• Monitor and follow up to ensure timely repayment
• Operate in accordance with the Bank’s guidelines and policies, and in compliance with laws and regulations
• Work closely with other team members within the Bank
• Attend the Bank’s training program and continue self-development
• Other duties as assigned by the Bank.

• Bachelor in Finance, Banking or related fields
• Proven previous work experience as credit officer
• Sound understanding of lending products and process
• Abilities to read and analyze financial information and reporting
• Strong desire to work in a team and deal with challenges
• Good  communication, problem solving, negotiation, relationship building and  interpersonal skills
• Cambodian national only and able to read and write Khmer
• Good organizational and time management skills
• Computer literacy (Microsoft Office: Word and Excel) with proficient Khmer typing skill
• English language proficiency.

Interested applicants, please send by email attached with a cover letter and your most updated CV (with current photo) to: [email protected] or submit the hard copy at Our Head Office, Building No. 33 C-D, Tchecoslovaquie Blvd (169), Sangkat Veal Vong, Khan 7Makara Phnom Penh. Only short-listed candidates will be contacted for interview. Please visit our website: http://www.ftbbank.com/vacant-and-career for more available vacancy.